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Financial Ratings

Rank Number A.M. Best Fitch Moody's Standard & Poor's Weiss Ratings
1 A++Secure / Superior AAASecure / Highest AaaExceptional AAAExtremely Strong A+Excellent
2 A+Secure / Superior AA+Secure / Very High Aa1, Aa2, Aa3Excellent AA+Very Strong AExcellent
3 ASecure / Excellent AASecure / Very High A1, A2, A3Good AAVery Strong A-Excellent
4 A-Secure / Excellent AA-Secure / Very High Baa1, Baa2, Baa3Adequate AA-Very Strong B+Good
5 B++Secure / Very Good A+Secure / High Ba1, Ba2, Ba3Questionable A+Strong BGood
6 B+Secure / Good ASecure / High B1, B2, B3Poor AStrong B-Good
7 BVulnerable / Fair A-Secure / High CaaVery Poor A-Strong C+Fair
8 B-Vulnerable / Fair BBB+Secure / Adequate CaExtremely Poor BBB+Good CFair
9 C++Vulnerable / Marginal BBBSecure / Adequate CLowest BBBGood C-Fair
10 C+Vulnerable / Marginal BBB-Secure / Adequate BBB-Good D+Weak
11 CVulnerable / Weak BB+Uncertain BB+Marginal DWeak
12 C-Vulnerable / Weak BBUncertain BBMarginal D-Weak
13 DVulnerable / Poor BB-Uncertain BB-Marginal E+Very Weak
14 EVulnerable / Under State Supervision B+Possessing Risk B+Weak EVery Weak
15 FVulnerable / In Liquidation BPossessing Risk BWeak E-Very Weak
16 SRating Suspended B-Possessing Risk B-Weak FFailed
17 CCCSubstantialRisk CCC+Very Weak
18 DDLiquidating CCCVery Weak
19 SRSuspended Rating CCC-Very Weak
20 CCExtremely Weak
21 RRegulatory Action
22 piBased on public information only