MY LIFE COVERED™
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My Life Covered, LLC WEBSITE TERMS OF USE

MY LIFE COVERED™ is a digital Life Insurance sales site of the My Life Covered, LLC.

These My Life Covered, LLC Terms of Use outline the terms and conditions relating to your use of My Life Covered, LLC and provide additional information about My Life Covered, LLC. These Terms of Use are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms of Use, please discontinue using and accessing this site immediately.

Your Use of This Site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, My Life Covered, LLC reserves the right to disclose any information you provide through the use of this site or other My Life Covered, LLC owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of My Life Covered, LLC. You agree that any information you provide through this site will be truthful and accurate.

Emails to My Life Covered, LLC Addresses

The My Life Covered, LLC email system is a private email system intended only for purposes authorized by My Life Covered, LLC. You are not authorized to send numerous unsolicited commercial email messages to any email addresses @My Life Covered, LLC. My Life Covered, LLC reserves the right to take actions as may be necessary to prevent misuse of its email system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided as is without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. My Life Covered, LLC does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will My Life Covered, LLC be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

My Life Covered, LLC Intellectual Property Rights

The My Life Covered, LLC logo and the term My Life Covered, LLC, as well as all logos and graphics using the My Life Covered, LLC name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the My Life Covered, LLC and its affiliated organizations. My Life Covered, LLC may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of My Life Covered, LLC and are protected by copyright or other intellectual property laws.

My Life Covered, LLC reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other My Life Covered, LLC intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this sites content or frame this site within any other site.

Links to/From Other Sites

For your convenience, My Life Covered, LLC may provide links to other Internet sites that My Life Covered, LLC does not maintain. You should not interpret any link to/from other sites as indicating that My Life Covered, LLC sponsors or endorses the sites or their materials or that the sites are affiliated with My Life Covered, LLC in any manner. My Life Covered, LLC is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. My Life Covered, LLC is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Availability of Products and Services

My Life Covered, LLC does business in certain states in the United States of America. Home offices are located in Chesterfield, Missouri unless otherwise indicated.

Not all of the products or services described on this site are available in all states. You may not be eligible for all products and services and My Life Covered, LLC reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.

Other Agreements

These Terms of Use apply to your use of this site and do not change or alter any other contract or agreement between you and My Life Covered, LLC.

Insurance Quotes/Coverages

At this time, on-line quotes may not be available for all states, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by My Life Covered, LLC, please contact a My Life Covered, LLC agent.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to My Life Covered, LLC. All applications are subject to underwriting approval. Coverages and availability may vary by state; and additional minimum coverage limits may be available in your state. For additional information, please contact a My Life Covered, LLC agent.

Changes to This Document

The content of this site and of these Terms of Use are subject to change without prior notice.

Applicable Law/Severability

These Terms of Use shall be governed by and interpreted according to the laws of the State of Missouri without respect to any conflict of laws provisions. If any portion of these Terms of Use is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Additional Information About My Life Covered, LLC

My Life Covered, LLC is organized under the laws of the State of Missouri and licensed in all 50 states and the District of Columbia. Both companies are wholly-owned subsidiaries of RGAx. The companies are principally engaged in writing life insurance.

Language Notice

My Life Covered, LLC insurance policies, agreements, applications, forms and required notices are written in English. This document has been translated for your convenience. In the event of any difference in interpretation, the English language version controls.

Please Contact Us for additional information